Loans $500–$350K

*Funds in 24 Hours

Bad Credit OK. We verify income, not just history. Plus, get Credit Restoration with every funded loan.

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Estimate Your Payment

Loan Amount $50,000

$500 $350k

Term Length 60 Months

Est. Monthly Payment

(@ 7.9% APR)

$1,011

Lock This Rate

Why Speedy Lending?

No Hard Pull Pre-Approval

Checking your rate will not affect your credit score. We only do a hard pull if you accept the loan.

Credit Restoration Available

While you pay off your loan, our team works to remove negative items from your report.

Credit Building

We report your on-time payments to all 3 major bureaus to boost your score fast.

Real Borrower Stories

Tim C.

Consolidated $45k Debt

"I was drowning in 30% APR card debt. Speedy consolidated it all into one payment at 7.9%. I saved $800 a month immediately."

"The 24 hour funding is real. I applied at 9am and had the money in my Wells Fargo account the next day."

Jane D.

Credit Score 590

"My credit score was 590. Everyone denied me except Speedy. They looked at my income, not just my score."

David C.

Paid off early

"No prepayment penalty was huge for me. I paid the loan off 3 years early and saved a lot on interest."

*Disclaimer: Approval is not guaranteed for all applicants. In certain cases, enrollment in a credit restoration program may be required as a condition of final approval. Funding within 24 hours is available only after full approval and receipt of all required documentation. Once all conditions are satisfied and required consumer cooperation is provided, funding will typically occur within 24 hours. However, certain circumstances or exceptions may result in delays beyond this timeframe.